Money is overrated, but it's obvious, that the lack of it, is a hell of a problem. I guess, that it's up to each one of us, to find out what to do. (yes, I know. Helpful, right?).
I am pretty sure, we all think like that, once in a while. You gotta choose between going with the flow, or fighting it.
Also, Aino, if you want to go to Game Design, I heard Germany has college degrees for that area(and as far as I know, the only in Europe), so you might think about it.